1. Acceptance of Terms

By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy.

2. Eligibility

You must be at least 18 years old or have the consent of a parent/guardian to use our Services.

3. Use of Services

You agree to use the Services only for lawful purposes and in accordance with these Terms.

4. Accounts & Security

If you create an account, you are responsible for maintaining the confidentiality of your credentials and all activities under your account.

5. Payments & Fees

All payments for Services must be made in accordance with the terms provided at the time of purchase. Fees are non-refundable unless otherwise stated.

6. Intellectual Property

All content, trademarks, logos, and materials available through the Services are owned by or licensed to Jaydra Consulting and protected by applicable intellectual property laws.

7. Prohibited Conduct

• Engaging in unlawful activities
• Impersonating another person or entity
• Disrupting or interfering with Services

8. Termination

We may suspend or terminate your access to the Services at any time, without prior notice, if you violate these Terms.

9. Disclaimers

The Services are provided “as is” without warranties of any kind, either express or implied.

10. Limitation of Liability

To the maximum extent permitted by law, Jaydra Consulting shall not be liable for any indirect, incidental, or consequential damages arising from the use of our Services.

11. Indemnification

You agree to indemnify and hold harmless Jaydra Consulting and its affiliates from any claims, damages, or expenses resulting from your use of the Services or violation of these Terms.

12. Governing Law

These Terms shall be governed by and construed under the laws of [Insert Jurisdiction], without regard to conflict of law principles.

13. Dispute Resolution

Any disputes arising out of these Terms shall be resolved through binding arbitration in [Insert Location], unless otherwise required by law.

14. Changes to Terms

We may update these Terms from time to time. Continued use of the Services after changes indicates your acceptance of the revised Terms.

15. Contact Us

If you have any questions about these Terms & Conditions, please contact us at:

Email: [Insert Email Address]

Phone: [Insert Phone Number]

Address: [Insert Address]